Apply Online for a NZ Personal LoanBad Credit Small Loans NZ Easy ApprovalGet Personal Loans NZ Instantly

Rapid Loans

Personal Loans

We understand your need to keep things as simple as possible, offering some of the best options online for those seeking fast personal loans for their everyday needs. Thanks to our quality, personalised service, you will gain a debt solution to help cover the costs in a manner you can afford. You can get a response on your online loan application in less than an hour.

 

 

Personal Loans

Sticking by our slogan, “We’ll help you get it, straight away!” is a way of life here at Rapid Loans. Whether you are paying for a future holiday, rental fees, furniture, auto repair or anything else, we can get you up to $10,000 cash in a quick, easy manner.

 

 

Rules and regulations

Whilst many people cannot read terms and conditions without falling asleep, our customers will be pleased to know that we do everything we can to ensure compliance with the Credit Contracts and Consumer Finance Act 2003, and all other applicable laws. Although our primary aim is to provide applicants with a quick decision and make it easy to compare our instant cash loans with similar online services, we always do this within the law.


Contact information

Company:

Rapid Loans NZ Limited, Company Number 3579431

Physical Address:

Level 31 Vero Centre, 48 Shortland Street, Auckland, NZ, 1010

Mail: Level 31 Vero Centre, 48 Shortland Street, Auckland, NZ, 1010
Phone: 0800 727 436
Fax: 0800 578 969
Email: customer-service@rapidloans.co.nz

 

Compliance with other state or local regulations

We take all reasonable steps to ensure that we comply with our obligations under the Credit Contracts and Consumer Finance Act 2003 and any other applicable local laws and regulations.

 

Disclosure of APR (annual percentage rate)

Annual Interest Rate:     26% per annum
A full listing of fees and charges payable by the consumer are included in your credit contract.

 

Implications of non-payment

If the consumer defaults on the credit contract by non-payment, we are entitled to repossess the property offered as security, to initiate debt collection and/or legal action in the relevant court or tribunal, and to recover all money owed, including the outstanding principal, all interest fees and charges and default fees as specified in the contract, plus reasonably incurred enforcement expenses. The consumer’s credit rating may also be affected.

 

Disclosure of renewal policy

In relation to re-loans or refinancing loans, we take all reasonable steps to ensure that we comply with our obligations under the Credit Contracts and Consumer Finance Act 2003.