We help New Zealand borrowers get fast personal loans quickly – you can complete our online application form in just 2 to 3 minutes. Apply now for a rapid response, and get your loan faster.

Got a question? Speak to one of our friendly personal loan consultants today. We’re here to help you find the right financial solution.

Need a personal loan of between $1,000 and $10,000? Rapid Loans services  New Zealand borrowers looking for personal loans quickly.

Apply for a loan online – a fast and easy way to get finance quickly. Get a rapid response to your application, and if approved, Rapid Loans aims to have the cash in your account the next business day.

After providing personal loans to over 25,000 New Zealand and Australian borrowers since 2003, Rapid Loans are the leaders in rapid personal cash loans. Our online business model also means that you get your funds faster.

Following consultation with the New Zealand Commerce Commission, Rapid Loans NZ Limited undertook a review of certain cost related fees charged by the company during a two year period commencing July 1, 2013 through to June 30, 2015, termed “Affected Loans”. As a result of the review Rapid Loans NZ Limited and the Commerce Commission determined that the company overcharged certain fees on Affected Loans and consequently entered into a settlement agreement. On the 7^th of November, 2016 this ‘overcharge’ amount on affected loans has either been credited to the unpaid balance of Customer’s current loan/s OR, for Customers with no unpaid balance, is now available for refund. Borrowers who have taken out and repaid a loan within this period and do not have an outstanding balance should contact Rapid Loans NZ  to claim their refund. PLEASE NOTE: Should you not claim these funds prior to April 29, 2017 Rapid Loans NZ undertakes to treat the refund payment as if it were unclaimed money under the Unclaimed Money Act 1971. Rapid Loans NZ Limited: Email refunds@rapidloans.co.nz or Phone 0800 727 436.