At Rapid Loans, we provide fast, online cash loans to a wide cross section of New Zealanders. We understand that everyone is unique and we tailor personal cash loans to suit different budgets, lifestyles and financial circumstances. We pride ourselves on our friendly and professional service and we strive to respond to online applications quickly Representative loan example: $7,500 loan advance with a 12-month term. Total cost of loan, including all applicable fees is $9,578.39 This amount includes a $328 establishment fee, $18 per month administration fee and interest at 3.3% per month (39% per annum), with a maximum Annual Percentage Rate (APR) of 47.7561%. Minimum loan repayment period of 6 months and maximum loan repayment period of 48 months. Give Rapid Loans a call today and let us get to work!