The silly season is a time for relaxing with loved ones and enjoying days with family and friends. But however you like to celebrate, there’s generally a few expenses attached. At Rapid Loans, we want everyone to be able to have the Christmas they want, so we’ve put together a few tips to ensure that you’ve got everything you need to truly enjoy your holiday.
Plan your gifts in advance
We all know the feeling – the calendar flips over to December 1 and suddenly it’s upon you. Racing to find that perfect present in the weeks running up to the big day can feel overwhelming, especially when you find out that what you had in mind is a little bit more expensive than you’d hoped for. Sometimes the list of people to buy for just seems to grow and grow, and you wonder where it’ll end.
Set yourself up for success and ensure that your shopping is done well in advance. Saving up throughout the year and buying presents as you see them – or simply making sure to get out to the shops in October or November when the crowds are less intimidating – can go a long way to making your December preparation that much easier. Keep an eye out for sales and you might even be able to save a little bit!
Work together on your spread
Got a big family that’s coming to lunch? Feeding an army can be a big endeavour, and an expensive one once you lash out on the turkey, the ham, the prawns, the wine, the champagne, desserts, appetisers and whatever else is gracing the table. Change it up by doing Christmas potluck style – have each guest bring a dish or a component of the meal. Not only will you reduce your personal financial burden, people will feel more involved in a meal that they’ve contributed to. You’ll also see a broader range of dishes as everyone has their own unique favourites.
Spending time with friends, near and far
Christmas is always a time for togetherness, and if you’re hoping to do some travelling to spend time with the important people in your life, it can be expensive. December through January is peak travel season in most of the world, so try and find ways to minimise your bills such as by starting or ending your travel a little bit outside this period. You can still have the same celebration with the same people, just at a time when it’s more affordable for everyone involved to be there.
Still worrying about how you’ll pay for all of this? Don’t! Rapid Loans makes it easy to have the Christmas of your dreams with our personal loans, offering between $1,000 and $10,000. If approved, you could have the money in your account on the same day, making it easy to make those plans a reality.
Visit https://www.rapidloans.co.nz/ to learn more or call 0800 727 436 to talk to one of our consultants.